Dear Valued Customer,
Brokers are better. There, I said it. Working with a brokerage for your loan needs is almost always the better option than going it alone. Still skeptical? That's totally fair, but think for a moment why brokerages not only still exist, but are thriving more than ever. Is it because we are just really good salespeople? Better marketers? Better dressed? Or is it because in a world that often falls way short on all the technologically advanced processes that were promised to consumers, brokers actually matter way more now than ever? The bottom line is that securing a loan by yourself, any type of loan, is not as easy as the television commercials make it sound. Consumers need someone to filter their least expensive options, they need someone looking out for their best interests throughout the entire process, and they need someone who speaks the lingo with all the account reps/escrow officers/title personnel/underwriters/insurance companies/closing departments/countless division managers every loan in this blessed country of ours has to go through. Brokers. Are. Better. Countless Facebook groups are dedicated to the matter, the biggest loan funders in the country are wholesale banks who work directly with brokers (not the name brand banks who care more about hoarding your money than lending you any), and the top loan originators across the country are brokers. Not bankers. These are not happy accidents. Work with someone who cares about your loan as much as you do. Because that bank employee who is getting paid their salary whether your loan funds or not - they will never care half as much as the broker who only gets paid when your loan funds. And the best brokers will be with you forever, every single time you need them to be.