Your path to your new home in

Los Angeles

San Diego

Long Beach

Anaheim

Santa Monica

Santa Ana

Santa Barbara

Huntington Beach

Malibu

Santa Clarita

Palm Springs

Your path to your new home in

Los Angeles

San Diego

Long Beach

Anaheim

Santa Monica

Santa Ana

Santa Barbara

Huntington Beach

Malibu

Santa Clarita

Palm Springs

Get Started with Conventional Lending

Mountain Home in California | Spyglass Lending

30 Year Fixed

The gold standard for traditional financing, the 30-year mortgage still reigns supreme, and NO ONE can get you a better loan than Spyglass Lending.

Apply for 30 Year
Fixed Mortgage
Wooden House by The Sea in San Diego | Spyglass Lending

15 Year Fixed

If paying off your home as quickly as possible is your goal, then this is your loan, and it
always comes with a more favorable
interest rate as well.

Apply for 15 Year
Fixed Mortgage
Drought Tolerant Landscaping | Spyglass Lending

ARM

Adjustable Rate Mortgages (ARM) come with more risk but also more potential reward. They usually have the lowest interest rates and can even be fixed for the first 5 years.

Apply for an ARM

The Power of Choice

Why settle for one lender and THEIR loan options when it's YOUR loan? Everyone has a unique financing need, and not only do we explore that need with you, but we help you explore the marketplace so you end up with the exact lender who specializes in that need. And that's important, because different lenders are better at different loans, and it serves you best to be placed with the right lender at the best interest rate. Down payment amounts matter, promotional giveaways to borrowers matter, employment types matter. The list goes on and on. The good news? We'll always know where you belong on that list.

Considering a Refinance? Use this incredibly helpful tool to see how much equity you really have:

 

Get to Know Your Monthly Payment

Seriously, get to know it. Not just the interest rate or APR, but everything that comes along with it.

What will closing costs be? Do you want to include taxes and insurance in your monthly payment and what will that look like? Do you want to buy down your interest rate and what are some of the reasons anyone would?

Securing a loan rightfully comes with a number of questions, and we answer every one of them for you with the respect they (and you) deserve. It's easy for any loan officer to pull up their interest rate search engine, plug in a few pieces of info, and spit a random number at you. But fashioning your ultimate loan so it fits you perfectly AND showing you why it does? That takes a loan tailor.