Your path to your new home in

Los Angeles

San Diego

Long Beach

Anaheim

Santa Monica

Santa Ana

Santa Barbara

Huntington Beach

Malibu

Santa Clarita

Palm Springs

Your path to your new home in

Los Angeles

San Diego

Long Beach

Anaheim

Santa Monica

Santa Ana

Santa Barbara

Huntington Beach

Malibu

Santa Clarita

Palm Springs

Get Started with Conventional Lending

Mountain Home in California | Spyglass Lending

30 Year Fixed

If you’re looking for the lowest payments and the lowest amount of risk, a 30-year fixed mortgage loan could be your very own golden ticket.

Apply for 30 Year
Fixed Mortgage
Wooden House by The Sea in San Diego | Spyglass Lending

15 Year Fixed

The faster you pay off your home loan, the more of your hard-earned cash you get to keep. You pay less interest and more principal with shorter term loans.

Apply for 15 Year
Fixed Mortgage
Drought Tolerant Landscaping | Spyglass Lending

ARM

Adjustable Rate Mortgages (ARM) come with more risk but also more potential reward. They usually have the lowest interest rates and can even be fixed for the first 5 years.

Apply for an ARM

Conventional Loans. No Hidden Fees!

Quick qualification and a superior offer are everything when purchasing California real estate. This is why you need a fast, low cost, zero-fluff loan AND straightforward mortgage advice you can trust during the homebuying process. Let us approve you, get you in the game, and be right by your side all the way from initial application to closing on your new home.

How Much Equity Do You Have?

 

Is a Conventional Loan Right for You?

Conventional loans are a great way to get into your new home fast and with the least amount of hassle. With a 30-year fixed-rate conventional loan, you can get low, predictable monthly payments.

With a 15-year fixed mortgage loan, you’ll be paying more every month but will also have more of your cash going towards your principal (main) balance. The faster you pay off your principal balance, the less interest you’ll pay over the life of your loan. This leads to significant savings.

The difference between the 30-year loan and a 5/10/15-year mortgage is that the latter have lower interest rates. Let us know what you’re looking for, and we’ll find the absolute best option for you.

An Adjustable Rate Mortgage (ARM) can get you an even lower rate. It’s a great way to go if you’re thinking about refinancing later or only keeping the property for a short period of time.

What Our Amazing Clients Have to Say About Us!

Elizabeth Queen
Aaron Pfeffer and his dream team helped us get our perfect home seamlessly and tirelessly! Always were there to accommodate our needs and give us the best option to get our house. The process was the best experience and went faster than we ever anticipated. Aaron is the most genuine person that really cares about making sure you are taken care of. We are huge fans and couldn’t recommend using Spyglass more!!!
Sarah Kang
Aaron is honest, professional, and trustworthy. I am so pleased to be working with him! Highly recommend.
Haik Bokhchalian
Scott Rosenfeld
Excellent service! Incredibly knowledgeable and very helpful! Highly recommend.
D Ramser
Aaron has been incredibly knowledgeable and helpful with funding for my real estate projects in Los Angeles over the past five years. He was personally available at every stage of the process.
Josh Gorokhovsky
Aaron is my go-to guy for loans. He works around-the-clock, offers support when you need it, works a quick pace, is incredibly transparent, and we will continue doing business for a long time. Very happy to have him in my corner!
Evelyn Guardado
Aaron is very professional and always available when needed. Definitely recommend him!!
Carlos Echegaray
Aaron is a very smart, experienced and diligent lender, always attentive to details, my partner and I have closed business with him and he is always available and responds quickly to any request. This lender is highly recommended. A++++
Alvin Phung
I've been working with Aaron for the last 5+ years and he has always been upfront and honest. It's been a pleasure closing multiple loans with him. He has an organized process that makes it easy for all parties to do what they need to you to get to the finishline. Truly a professional! Highly recommend him.
Andrew Dinsky
Incredible service from start to finish. Aaron has done several loans for me and every time I have been impressed by his service. He's communicates very well and his pricing has been very fair. I will be using him for myself and referring clients his way.