Conventional Loans. No Hidden Fees!
Quick qualification and a superior offer are everything when purchasing California real estate. This is why you need a fast, low cost, zero-fluff loan AND straightforward mortgage advice you can trust during the homebuying process. Let us approve you, get you in the game, and be right by your side all the way from initial application to closing on your new home.
How Much Equity Do You Have?
Is a Conventional Loan Right for You?
Conventional loans are a great way to get into your new home fast and with the least amount of hassle. With a 30-year fixed-rate conventional loan, you can get low, predictable monthly payments.
With a 15-year fixed mortgage loan, you’ll be paying more every month but will also have more of your cash going towards your principal (main) balance. The faster you pay off your principal balance, the less interest you’ll pay over the life of your loan. This leads to significant savings.
The difference between the 30-year loan and a 5/10/15-year mortgage is that the latter have lower interest rates. Let us know what you’re looking for, and we’ll find the absolute best option for you.
An Adjustable Rate Mortgage (ARM) can get you an even lower rate. It’s a great way to go if you’re thinking about refinancing later or only keeping the property for a short period of time.