What if I don't qualify for a loan in
Los Angeles
San Diego
Long Beach
Anaheim
Santa Monica
Santa Ana
Santa Barbara
Huntington Beach
Malibu
Santa Clarita
Palm Springs
What if I don't qualify for a loan in
Los Angeles
San Diego
Long Beach
Anaheim
Santa Monica
Santa Ana
Santa Barbara
Huntington Beach
Malibu
Santa Clarita
Palm Springs
What is a Non-Qualified Mortgage?
A non-qualified mortgage (non-QM) is a home loan designed to help homeowners who don't meet the criteria of a traditional mortgage. For example, borrowers who have a low credit score, are self-employed or don't have all of the financial documents needed for traditional underwriting may want to explore a non-qualified mortgage as an option.
How to Get a Non-Qualified Mortgage Loan
A fair non-qualified mortgage loan is hard to find. Fortunately, Spyglass Lending offers lots of creative financing options that most other brokerages can’t.
Applying for a non-qualified loan is similar to applying for a traditional loan. The main difference is that the interest rate will be slightly higher. The good news is that you can refinance when you’re making a higher income, build your credit, or when your home has built some equity.
Don’t let restrictions stop you from getting what you want. If you don't meet the requirements of traditional financing, a non-qualified loan could be your answer.
Why Pick Us?
It's almost a guarantee that you'll need a broker to get you a Non-QM loan, so we have uniquely positioned ourselves to do just that for you. Spyglass Lending has built a lasting business on alternative lending products, so go with an industry leader well positioned to get you EXACTLY what you need in the time you need it.